we accomplished something this last week that we have been DREAMING of doing for some time now.
it all started about 5 years ago.
i had some medical things come up which started us on our infertility journey.
i never thought i would be thankful for a cyst that put me in the hospital.
but because of that LONG ambulance ride (from west yellowstone to rexburg idaho)
a short emergency room stay, and an expensive CT scan
we gained some debt.
we got our first credit card.
we were slowly paying this off the best we could.
then we started building my business.
then we adopted (which, i wouldn't trade for the world and would do again :))
then we moved, and things didn't go quite as planned. moving expenses, job not doing very well, etc.
since then, we have been trying to pay off what we can. anything extra we would get, would pay extra on a card. but with interest and the vicious cycle that is debt, it was miserable. we felt stuck.
it was tying us down.
we needed freedom.
we filed taxes this year, and with some new tax laws, we were able to get a pretty large refund.
guess where it went?
well, if you can't guess, i will now tell you that the balance of our short term debt is:
that's right. we completely paid off our credit cards/medical expenses/everything!!
the only things we have left, are our car (which we are almost done with) and student loans which we start on in may.
we are seriously ecstatic about it!!!
we feel SO free!!
and we vow to avoid short term debt as MUCH as possible!!
but i am proof that is CAN be done!!!
we did it.
and now we will be pinching our pennies still the same to see how high we can get our savings. :)
LOVE the idea of finally being able to build that!
so we decided to make it a game and see how high we can get it. :)
i can't wait.
and there is something else exciting that we are doing, but i am going to wait a little bit before i post about it.
just know that it is REALLY exciting. :)
and you won't want to miss it. :)